Need for Speed Payback does not have aggressive anti-cheat for the single-player campaign. However, if you ever want to use the "Alldrive" online multiplayer mode with a clearly modded save, you risk a soft ban or being matched only with other modders. Keep the save strictly for solo free-roam.
It is important to clarify a common misconception. There is no official cheat code or simple toggle in NFS Payback that makes all cars free in the traditional sense. The game relies on an economy designed to encourage microtransactions (Speed Points). nfs payback 100 save game all cars free
While a save game file won't change the programming to make cars cost $0, it solves the problem by providing you with a massive bank balance. Essentially, you get "All Cars Free" because you have infinite money to buy them instantly. Need for Speed Payback does not have aggressive
To understand the demand, you must understand Need for Speed Payback’s controversial progression system. These are the cars that take the longest to grind:
You cannot directly use PC save files on consoles. For consoles, you'd need:
These are the cars that take the longest to grind: