The term combines:

No credible security researcher, bank official, or SUNAT representative has confirmed any "gate" or hidden invoice database. BCP, like all Peruvian banks, is regulated by the SBS (Superintendencia de Banca y Seguros) and must comply with SUNAT’s electronic invoicing rules.

The "UPD" suffix is suspicious. In malware distribution, cybercriminals use double extensions like factura_bcp.exe or invoice.upd. A genuine BCP or SUNAT file would be a PDF with a .pdf extension.

If you download any file named escondatagate_upd.exe, bcp_factura_upd.js, or similar, do not open it. It is likely a virus designed to:

If you made a payment via BCP and need the seller’s invoice, follow these legal and safe steps: