A stock statement is a certified financial document summarizing the quantity, value, and categorization of a company’s inventory (raw materials, work-in-progress, finished goods) over a specific period (usually monthly/quarterly).
Why Canara Bank requires it:
Before we get to the link, let’s understand the "why."
When a business takes a working capital loan (like a Cash Credit or Overdraft account), the loan is usually sanctioned against the security of your inventory (stock) and your receivables (book debts).
The Stock Statement is essentially a snapshot of your business's health on a particular day. It tells the bank:
Submitting this on time ensures your limits don't get frozen!
Many borrowers treat the Stock Statement as a formality—they scribble down numbers just to keep the account active. This is a dangerous mistake.
Managing inventory and securing business loans often hit a common roadblock for SMEs and large traders alike: the Stock Statement. For businesses banking with Canara Bank, submitting a stock statement in the correct format is non-negotiable, especially when availing or renewing a Cash Credit (CC) or hypothecation loan.
But where do you find the official Canara Bank stock statement format PDF link? Is there a universal template, or does it vary by branch?
In this comprehensive guide, we will break down the exact format required by Canara Bank, provide you access to the official template, and explain how to fill it out to avoid loan rejection. canara bank stock statement format pdf link
If you search Google with this exact string:
"stock statement" site:canarabank.com
or
Canara Bank Annexure - stock statement format pdf
You may find old circulars or branch-specific uploads. But in practice, Canara Bank does not host a fixed stock statement PDF on their main website.
The Canara Bank Stock Statement (primarily form NF-902 or NF-540) is a mandatory monthly filing for borrowers who have availed of Cash Credit (CC) or Open Cash Credit (OCC) facilities. This document is used by the bank to calculate your monthly Drawing Power (DP) based on your actual inventory and receivables. Official PDF Download & Access
While Canara Bank provides various forms on its official Download Center, the specific stock statement format is often found under the MSME or Credit sections.
Standard Form (NF-902): The primary form for reporting stock details.
MSME/OCC Form (NF-540): Often used for small and medium enterprise cash credit accounts. A stock statement is a certified financial document
Third-Party Repositories: Valid blank templates are frequently hosted on professional document sites like Scribd or pdfFiller. Key Sections of the Format A standard Canara Bank stock statement typically includes: Download Center - Canara Bank
You can download the official Canara Bank Stock Statement formats through the following links and resources. These forms are primarily used by borrowers with Cash Credit (OCC) facilities to report inventory status and determine drawing power Direct Download Links (PDF) NF-902 Stock Statement Form
: The standard "Stock Statement cum MSOD" used for regular monthly reporting of raw materials, work-in-progress, and finished goods NF-540 OCC Stock Statement
: A specialized form for Open Cash Credit (OCC) accounts, often required for inventory-based loan monitoring NF-1003 Stock Statement
: A concise format capturing quantity, rate per unit, and total value for different stock categories Format Structure & Key Details
The statement typically requires the following sections to be completed Part A (Inventory Details)
: Listing of raw materials, semi-finished goods, and finished goods with their respective quantities and market rates Part B (Receivables)
: A list of book debts, typically excluding those older than 90 days Declaration
: A signed statement confirming the accuracy of the values and that the goods are properly insured Submission Tips Download Center - Canara Bank 31 Mar 2026 — Before we get to the link, let’s understand the "why
Name of Borrower:
Loan Account No.:
Branch & Date:
Type of Limit: Cash Credit / Overdraft against Stock / Pledge of Shares
| S.No | Description of Goods/Shares | Quantity | Unit | Rate (₹) | Value (₹) | Margin % | Eligible Value (₹) | |------|----------------------------|----------|------|----------|-----------|----------|--------------------| | 1 | [Product name] | | | | | | | | 2 | [Product name] | | | | | | | | ... | ... | ... | ... | ... | ... | ... | ... | | Total Stock Value | | | | | | | | Less: Margin @ __% | | | | | | | | Drawing Power | | | | | | |
Declaration: I/we hereby confirm that the above stock is physically available, insured, and not hypothecated to any other bank.
Signature of Borrower
Signature of Branch Official (for verification)
To help you visualize the final PDF, here is a data fill example:
Borrower: ABC Engineering Pvt Ltd Date: 31st October 2025 Total Stock: ₹ 1,50,00,000 Less 25% Margin: ₹ 37,50,000 Stock Limit Available: ₹ 1,12,50,000 Book Debts (90 days): ₹ 50,00,000 Less 40% margin: ₹ 30,00,000 (Available) TOTAL DRAWING POWER: ₹ 1,42,50,000
(The PDF then displays a chart comparing this to the Sanctioned Limit of ₹2 Crore, concluding a shortfall of ₹57.5 Lakhs.)
| Ageing Period | Outstanding Amount (₹) | Eligible for drawing (%) | Eligible Amount (₹) | | :--- | :--- | :--- | :--- | | Less than 90 days | | 80% / 40% (as per policy) | | | 90 days to 180 days | | 0% (Usually disallowed) | | | More than 180 days | | 0% (Sundry debtors) | | | Total Book Debts | | | |